If you are considering expanding your business through
credit financing, UBA (United Bank of Africa) can be an option.
From asset finance to personal loans, UBA loans can be a
panacea to your pressing needs.
UBA LOAN OFFERINGS:
UBA offers several kinds of loans which includes:
3 Personal loans
4 Cooperative loans
5 Cash collaterised loans
1. Personal Overdraft
This loan is available to staff of reputable private and public firms. This
loan facility is short termed and it allows you to overdraw your account by 6
months and subject to a maximum of 3 million naira. You will be charged an
interest of 5% whenever salary is paid every thirty days.
To access this, your salary account should be domiciled in
UBA and salary should have been paid for at least 3 months.
Read: How to Live a Debt-free Lifestyle
2. Asset Finance
This loan gives you the opportunity to purchase assets that can’t be financed
immediately. It is available to those who have their salary accounts domiciled
in UBA.
3. Personal Loans
This loan gives you access to sort unplanned needs like medical bills or
education. It is available to all UBA customers.
4. Cooperative Loans
This loan is given to reputable cooperative societies. Cooperative accounts
have a minimum operating balance of 2000 naira.
5. Cash Collaterised Loans
This loan is given to those who have financial instruments with UBA. These
instruments like term deposits, unfixed deposits and others. These instruments
are used as collaterals for the loans in any currency.
How Can You Apply for UBA Loans in 2023?
There are three simple steps you need to take
1 Visit the Bank's Website
Kindly visit http://www.ubagroup.com/nigeria/loans-payments/
2 Fill the forms
3. Visit any UBA Branch
Submit to the branch closest to you.
4. Wait for Review and Approval
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